Tools
PhD Stipend Calculator
Understand where your PhD offer actually lets you live — not just survive.
A $35,000 stipend can feel like $52,000 in some cities — or $24,000 in others.
Enter Your Stipend
Typical PhD stipends range from $28,000 to $45,000
Annual view: $35,000 / year
Lower = frugal living, higher = extra spending (rent, travel, lifestyle).
Use your expected federal+state+city effective rate.
Subtract recurring non-optional annual costs.
Used for monthly payout view.